by Charge1 | Jan 22, 2026 | NACHA Rules
Introduction NACHA rules are the operating guidelines that govern the ACH (Automated Clearing House) network in the United States. The ACH network is the electronic system that banks and payment processors use to move money between accounts for things like direct...
by Charge1 | Dec 2, 2025 | Understanding ACH Returns
Introduction An Automated Clearing House (ACH) return is a critical component in electronic financial transactions, representing a notification from a financial institution that a previously initiated ACH transfer could not be processed successfully. ACH returns are...
by Charge1 | Nov 25, 2025 | Press Release
PLANO, TX — November 25,2025 Charge1 Gateway, a trusted national provider of secure payment processing solutions, announced a series of technology enhancements and service improvements designed to give merchants faster, safer, and more transparent payment...
by Charge1 | Jul 14, 2025 | What are Basis points?
Introduction In the world of finance, banking, and credit card processing, the term “basis points” frequently appears, especially when discussing interest rates, fees, and financial metrics. While it might sound technical or complex at first, understanding...
by Charge1 | Apr 2, 2025 | How MCC Codes Impact Fees
Introduction When a merchant signs up for a credit card processing service, the payment processor assigns an MCC to the business based on its primary activities. For instance, a restaurant might be assigned the MCC code for full-service dining, while an online...
