by Charge 1 | Nov 5, 2025 | Amex Interchange Fees
Introduction American Express, like other payment networks, charges interchange fees as part of its processing system for credit and debit card transactions. Interchange fees are essentially charges that merchants pay to card-issuing banks and networks whenever...
by Charge 1 | Oct 16, 2025 | What is Agentic Commerce
Introduction Agentic commerce represents a transformative approach in the world of digital and economic interactions, emphasizing the active role of consumers and users in shaping their purchasing experiences. Unlike traditional commerce models, where companies...
by Charge 1 | Sep 24, 2025 | Flat Rate Pricing
Intorduction Flat rate pricing is a billing model that offers merchants a simplified way to understand and manage their payment processing costs. Unlike tiered or interchange-plus pricing, which can involve complex fee structures, flat rate pricing consolidates all...
by Charge 1 | Aug 20, 2025 | Visa Vs AMEX
Introduction When it comes to credit card processing, one of the first decisions businesses face is whether to accept Visa or American Express (Amex) cards. Both are prominent payment networks, but they differ significantly in terms of cardholder base, processing...
by Charge 1 | Jun 4, 2025 | Batch Times
Introduction In the fast-paced world of merchant services, efficiency and accuracy are paramount. Among the many technical aspects that contribute to smooth payment processing, batch times stand out as a crucial factor. But what exactly are batch times, and why do...