What Are NACHA Rules?
Introduction NACHA rules are the operating guidelines that govern the ACH (Automated Clearing House) network in the United States. The ACH network is the electronic system that banks and payment processors use to move money between accounts for things like direct...
What are ACH Returns and How They Work.
Introduction An Automated Clearing House (ACH) return is a critical component in electronic financial transactions, representing a notification from a financial institution that a previously initiated ACH transfer could not be processed successfully. ACH returns are...
FOR IMMEDIATE RELEASE
PLANO, TX — November 25,2025 Charge1 Gateway, a trusted national provider of secure payment processing solutions, announced a series of technology enhancements and service improvements designed to give merchants faster, safer, and more transparent payment...
American Express Interchange Fees
Introduction American Express, like other payment networks, charges interchange fees as part of its processing system for credit and debit card transactions. Interchange fees are essentially charges that merchants pay to card-issuing banks and networks whenever...
Understanding Agentic Commerce
Introduction Agentic commerce represents a transformative approach in the world of digital and economic interactions, emphasizing the active role of consumers and users in shaping their purchasing experiences. Unlike traditional commerce models, where companies...
How Flat Rate Pricing Works
Intorduction Flat rate pricing is a billing model that offers merchants a simplified way to understand and manage their payment processing costs. Unlike tiered or interchange-plus pricing, which can involve complex fee structures, flat rate pricing consolidates all...
Difference Between Visa and Amex
Introduction When it comes to credit card processing, one of the first decisions businesses face is whether to accept Visa or American Express (Amex) cards. Both are prominent payment networks, but they differ significantly in terms of cardholder base, processing...
What are Basis Points?
Introduction In the world of finance, banking, and credit card processing, the term "basis points" frequently appears, especially when discussing interest rates, fees, and financial metrics. While it might sound technical or complex at first, understanding what basis...
Understanding Batch Times in Merchant Services
Introduction In the fast-paced world of merchant services, efficiency and accuracy are paramount. Among the many technical aspects that contribute to smooth payment processing, batch times stand out as a crucial factor. But what exactly are batch times, and why do...
How are interchange fees calculated?
Introduction Interchange fees are a crucial component of the electronic payment ecosystem, serving as compensation to card-issuing banks for the costs and risks associated with processing card transactions. These fees are typically paid by the merchant's bank...
What Are NACHA Rules?
Introduction NACHA rules are the operating guidelines that govern the ACH (Automated Clearing House) network in the United States. The ACH network is the electronic system that banks and payment processors use to move money between accounts for things like direct...
What are ACH Returns and How They Work.
Introduction An Automated Clearing House (ACH) return is a critical component in electronic financial transactions, representing a notification from a financial institution that a previously initiated ACH transfer could not be processed successfully. ACH returns are...
FOR IMMEDIATE RELEASE
PLANO, TX — November 25,2025 Charge1 Gateway, a trusted national provider of secure payment processing solutions, announced a series of technology enhancements and service improvements designed to give merchants faster, safer, and more transparent payment...
American Express Interchange Fees
Introduction American Express, like other payment networks, charges interchange fees as part of its processing system for credit and debit card transactions. Interchange fees are essentially charges that merchants pay to card-issuing banks and networks whenever...
Understanding Agentic Commerce
Introduction Agentic commerce represents a transformative approach in the world of digital and economic interactions, emphasizing the active role of consumers and users in shaping their purchasing experiences. Unlike traditional commerce models, where companies...
How Flat Rate Pricing Works
Intorduction Flat rate pricing is a billing model that offers merchants a simplified way to understand and manage their payment processing costs. Unlike tiered or interchange-plus pricing, which can involve complex fee structures, flat rate pricing consolidates all...
Difference Between Visa and Amex
Introduction When it comes to credit card processing, one of the first decisions businesses face is whether to accept Visa or American Express (Amex) cards. Both are prominent payment networks, but they differ significantly in terms of cardholder base, processing...
What are Basis Points?
Introduction In the world of finance, banking, and credit card processing, the term "basis points" frequently appears, especially when discussing interest rates, fees, and financial metrics. While it might sound technical or complex at first, understanding what basis...
Understanding Batch Times in Merchant Services
Introduction In the fast-paced world of merchant services, efficiency and accuracy are paramount. Among the many technical aspects that contribute to smooth payment processing, batch times stand out as a crucial factor. But what exactly are batch times, and why do...
How are interchange fees calculated?
Introduction Interchange fees are a crucial component of the electronic payment ecosystem, serving as compensation to card-issuing banks for the costs and risks associated with processing card transactions. These fees are typically paid by the merchant's bank...